Employee Savings Account

The UBA Employee account is a savings account designed for an efficient salary/pay roll administration for organisations. This is designed for employees in the private and public sectors of the economy.

Everyone is different so one size never fits all

That is why we have a wide range of accounts to fit everyone, regardless of situation or lifestyle. So whether you want a basic account or one bursting with options, you will find the right account that meets your expectations.


  • Zero account opening balance
  • Minimum operating balance of GHS 20
  • Minimum balance of GHS 50 attracts interest
  • Ease of conversion to a regular savings account upon request or on separation from place of employment.


  • Access to Internet and Mobile banking
  • Debit card for ATM, Internet & POS transaction.
  • Free internal network transactions on the account


  • Completed account opening form
  • 1 passport photograph
  • Valid means of Identification: Employers ID, International Passport, National lD, Driver's License, Voter’s card or other acceptable ID
  • Letter of introduction from Employer
  • 1 current account references (if other cheques & dividend warrant would be lodged in account

All Savings Accounts Come With

Internet Banking

Secure Transactions

Transaction Notifications

24/7 Banking

UBA Online Account

No need to visit the bank

The UBA Online Account is a unique account designed for people who desire to carry out their banking activities purely online, without visiting a bank branch.

Enjoy the flexibility of banking on the go, with our electronic channels (internet banking, mobile banking, ATM and EmailMoni) and get a 30% concession on transaction fee.