Trade Services

Products offered here include:

Letter of credit

A UBA Ghana letter of credit confirmed by a first class International Bank gives the client assurance when dealing with unfamiliar suppliers, you can be confident that payment will not be made until the documents are received and verified to be in order.

Import bills for collection

By informing your supplier to send their shipping documents to UBA Ghana, you will enjoy prompt advice upon our receipt of documents and efficient payment according to your instructions.

Import financing

UBA Ghana will be able to provide financing solutions to pay for the supplier’s documents under letter of credit or import collections. Open account invoice financing is also available.


If you are in the export business, we can help you with Export L/C advising, L/C Safekeeping, L/C Confirmation, L/C Checking and Negotiation. For financing solutions, tap on to Pre-shipment Export Finance, Export Bills for Collections, Invoice Financing, etc.

Export letter of credit advising

Benefit from prompt advising of export letter of credit from a wide international network through UBA Ghana.

Export letter of credit safekeeping

Rather than be inconvenienced by having to come to the bank to collect your export letter of credit, UBA Ghana will safe keep your original and send you a working copy to facilitate the preparation of documents.

Export letter of credit confirmation

Exporters may deal not only with unknown foreign buyers, but also with their banks which are less well known institutions and whose letter of credit (LC) may not be sufficient comfort. By requesting UBA Ghana to confirm your export LCs, you obtain our guarantee of payment for document presented in compliance with the credit.

Pre-shipment export financing

We provide pre-shipment finance against irrevocable letters of credit from or purchase orders in a number of currencies to allow you to trade with confidence. If you need to fulfil a sales contract but need funds to purchase raw materials or process goods for export, UBA Ghana offers you pre-shipment export financing in a variety of currencies.

Letter of credit checking and negotiation

UBA Ghana’s thorough checking standards will reassure you that your documents will not be rejected. Strict service standards are applied to ensure that your documents are negotiated and dispatched quickly.

Export bills for collection

Simplify dispatch tracking of payment and reconciliation of your export collections when you choose UBA Ghana’s documents against acceptance, documents against payment or clean collections. Discounting of export collections or bills is also available. For more information on any of these products, click here