Loans & Payments ​

We help you meet your desired needs and wants by our loans & payment platform.

No matter what your needs are, we are here for you. ​

UBA Ghana offers you a variety of loan products to meet your lifestyle needs.

No Wahala Loan

The No Wahala Loan facility is a mass market product that offers credit facilities to salaried to enable them meet personal financing needs.

  • Tenor: Up to 24 months
  • Maximum amount: Ghc 5,000
  • Ability to finance emergency needs without much hassle
  • No collateral required

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  • Complete a UBA Consumer Loan Application Form, which you may download online or pick up from any of our branches
  • Submit your application to the Customer Service Officer in your branch
  • Click to apply for U-Advance Letter of Awareness

 

 

Revolving Overdraft

This is a consumer credit product meant to enable employees of well established companies whose salaries are paid through UBA meet personal needs like bills payments, holidays, school fees, etc

  • Access to funds which can be utilized to resolve unlimited financial challenges; no equity required

Executive Loan

This is a consumer credit product meant to enable middle/top executives of well established companies whose salaries are paid through UBA PLC meet personal needs like bills payments, holidays, school fees, etc.

  • Access to funds which can be utilized to resolve unlimited financial challenges; no equity required

 

 

UBA Medical

This is a consumer credit product designed to provide financing to registered medical centre’s. This product is targeted at Medical practitioners and their Medical centres, it is expected to help them improve on the quality of their available drugs, acquisition of facilities, to purchase equipment and to help expand their structures

  • Access to funds which can be utilized to resolve financial challenges

UBA Schools

This is a consumer credit product meant to provide financing to private nursery/primary, secondary and tertiary institutions

  • Access to funds which can be utilised to resolve financial challenges

 

 

UBA Divine

This is a consumer credit product designed to provide financing to registered churches who are customers of the bank.

  • Access to funds which can be utilised to resolve financial challenges.