Loans & Payments ​

We help you meet your desired needs and wants by our loans & payment platform.

No matter what your needs are, we are here for you. ​

UBA Ghana offers you a variety of loan products to meet your lifestyle needs.

Flexi Loan

This product is a consumer loan designed to give easy access to credit facility to all Public and Civil Servants, who draw salaries through the Controller and Accountant Generals Department (CAGD).

Target Market:
All Public and Civil Servants (55years and below) who draw salaries through the Controller and Accountant Generals Department.

  • Available to account holders and non- account holders
  • Individual limit of up to USD 25,000 equivalent in Cedis for customers without provident fund and up to USD 50,000 equivalent in Cedis where provident fund is available.
  • No Collateral required
  • Competitive interest rates
  • Loan repayment period (36 months for customers who do not have Provident fund and 60 months for customers with Provident fund)
  • Loan top up option is available
  • Customers with existing loans with the Bank can top up easily to increase their liquidity.
  • We are ready to take over your loans with other banks once you apply for top up
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  • Ability to finance emergency needs without much hassle
  • No collateral required

Click here to download the application form.

 

 

Revolving Overdraft

This is a consumer credit product meant to enable employees of well established companies whose salaries are paid through UBA meet personal needs like bills payments, holidays, school fees, etc

  • Access to funds which can be utilized to resolve unlimited financial challenges; no equity required

No Wahala Loan

The No Wahala Loan facility is a mass market product that offers credit facilities to salaried to enable them meet personal financing needs.

  • Tenor: Up to 24 months
  • Maximum amount: Ghc 5,000
  • Ability to finance emergency needs without much hassle
  • No collateral required

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  • Complete a UBA Consumer Loan Application Form, which you may download online or pick up from any of our branches
  • Submit your application to the Customer Service Officer in your branch
  • Click to apply for U-Advance Letter of Awareness

 

 

UBA Medical

This is a consumer credit product designed to provide financing to registered medical centre’s. This product is targeted at Medical practitioners and their Medical centres, it is expected to help them improve on the quality of their available drugs, acquisition of facilities, to purchase equipment and to help expand their structures

  • Access to funds which can be utilized to resolve financial challenges

Executive Loan

This is a consumer credit product meant to enable middle/top executives of well established companies whose salaries are paid through UBA PLC meet personal needs like bills payments, holidays, school fees, etc.

  • Access to funds which can be utilized to resolve unlimited financial challenges; no equity required

 

 

UBA Divine

This is a consumer credit product designed to provide financing to registered churches who are customers of the bank.

  • Access to funds which can be utilised to resolve financial challenges.

UBA Schools

This is a consumer credit product meant to provide financing to private nursery/primary, secondary and tertiary institutions

  • Access to funds which can be utilised to resolve financial challenges